Our Team

 

MEET THE TEAM

 

 

Asset Advisory Services was founded by Curt Francisco in 1980 to serve individuals and couples in the Jupiter-Tequesta area.
With a combined 75 years of financial planning experience, we have the knowledge and credentials to deliver whatever you need to plan for your future.

 

 

Curtis S. Francisco, CFP®, AIF®

President

As president of the firm he established in 1980 in the Jupiter-Tequesta area, Curt Francisco is a CERTIFIED FINANCIAL PLANNER™ practitioner, an Accredited Investment Fiduciary® (AIF®), and an Investment Adviser Representative of Commonwealth Financial Network®, a Waltham, Massachusetts, broker/dealer that provides the firm's array of fiduciary services to his clients.

Curt's favorite part of his job is filling the role of professional problem-solver for his clients and seeing his son's passion and expertise in the business grow.

In addition, Curt has always felt strongly about taking part in the community in which he lives—as witnessed by his many years as a trustee of the Jupiter Medical Center Foundation, Inc., a founding member of the Palm Beach County Estate Planning Council, member of Kiwanis International, and an advisory board member of Florida Atlantic University's Honors College.

Well-known in the investment business and community affairs for now 38 years, his credentials include:

  • Bachelor of Arts (Cum Laude) from the State University of New York in Statistical Psychology
  • University of Connecticut—advanced certificates in pension planning and estate planning
  • CERTIFIED FINANCIAL PLANNER™ certification from the College for Financial Planning in Denver
  • Accredited Investment Fiduciary® designation from the Center of Fiduciary Studies, associated with the University of Pittsburgh
  • FINRA Series 7, 24, and 63 securities registrations
  • Florida 215 Health and Life Insurance Agent
  • Member of the Financial Planning Association
  • Member of the Financial Services Institute (FSI), an advocacy organization for independent financial services firms and independent financial advisors in Washington, DC
Chairman's Level
Curtis S. Francisco is proud to have been recognized as a Chairman’s Level advisor for 2015—a distinction attained by just over 3 percent of advisors affiliated with Commonwealth Financial Network.

Joseph C. Francisco, AIF®

Vice President

Joseph Francisco joined Asset Advisory Services, Inc., in 2012. He is an Accredited Investment Fiduciary® (AIF®) and is an Investment Adviser Representative of Commonwealth Financial Network®, a broker/dealer based in Waltham, Massachusetts, that provides the firm's array of fiduciary services to his clients.

Joe's favorite part of his job is meticulously tending to his client's needs, seeing each unique situation as puzzle pieces that neatly come together.

With a steadily growing base of knowledge in financial planning, his credentials include:

  • Bachelor of Arts (Cum Laude) from the University of South Florida St. Petersburg in political science
  • Accredited Investment Fiduciary® designation from the Center of Fiduciary Studies
  • FINRA Series 7 and 66 securities registrations
  • Florida 215 Health and Life Insurance Agent

Lori M. Colclasure, CFP®, CPA, RICP, CDFA

Wealth Advisor

Lori joined Asset Advisory Services, Inc., at the beginning of 2018 in order to add her valued expertise to the firm’s collective bench-strength.

She has been working in South Florida for the past 30 years, assisting a wide range of clientele with accounting and wealth management services.

She earned a BS in accounting from American University, as well as her accounting master’s degree from Florida Atlantic University.

Well-versed in scaled wealth management and tax-planning, her credentials include:

  • Bachelor of Science from American University in Accounting
  • Master of Science from Florida Atlantic University in Accounting
  • Certified Public Accountant (CPA)
  • CERTIFIED FINANCIAL PLANNER™ certification
  • Retirement Income Certified Professional (RICP)
  • Certified Divorce Financial Analyst (CDFA)
  • FINRA Series 7 and 66 securities registrations
  • Florida 215 Health and Life Insurance Agent

Lori obtained her certificate in financial planning from UCLA. She was involved with the Sudden Money Institute in Palm Beach Gardens, FL, which provided her a depth of knowledge to be an advisor for life transitions and other important financial planning needs.

Lori enjoys working with all of our clients, in all the phases of life they passing through. Whether they are young and new to the working world, are saving for a child’s college education or planning their retirement, we play a critical role for them.  Lori likes to get to know each client, understand their goals, and establish a trusted working relationship. Her objective is to efficiently plan and manage the transition from asset accumulation to asset decumulation in retirement. She is committed to helping our clients retire comfortably, and not have to worry about needing to retire more than once.

Andrew J. Francisco, M.Ed.

Associate Advisor

Andrew Francisco is an associate advisor to Asset Advisory Services, Inc. He is an agent of Commonwealth Financial Network®, a broker/dealer based in Waltham, Massachusetts, providing securities sales and service to his clients. Andrew’s client-centered approach brings his master's degree in education to bear to enhance client understanding and confidence in their financial futures. 

With a rapidly growing base of knowledge in financial planning, his credentials currently include:

  • Bachelor of Science with Distinction from Indiana University in Social Sciences Education
  • Master's of Education with Honors from Liberty University in Learning and Teaching
  • FINRA Series 7 securities registrations

Carolyn J. Anderson

Licensed Executive Administrator

Carolyn joined Asset Advisory Services, Inc., in 2000. She holds her FINRA Series 7 securities registration, as well as her 215 Florida Life, Health, and Variable Annuity license. She is responsible for staffing and personal recordkeeping, as well as all client services through our broker/dealer, Commonwealth Financial Network®, Member FINRA/SIPC.

Carolyn's favorite part of her job is assisting the client relationships that seek her out to find the solutions to their financial problems. 

Originally from Pennsylvania, Carolyn enjoys spending time with her family, three daughters, and now nine grandchildren. In June 2011, she received Commonwealth's 2011 "Staff of the Year Award" at the Advanced Topics Symposium.

The Staff Room – Our 2011 Staff of the Year

Jean Hanseter

Financial Planning Services Manager

Jean joined Asset Advisory Services, Inc., in 2003. As part of the client services team, she handles all matters related to the fee-based Assets Under Management accounts of the firm, including client services, proposals, and presentations.

Previously, Jean worked for Bankers Trust Co., N.A., as an investment administrator. She graduated from the University of Central Florida with a degree in finance.

Cathy Marshall

Customer Service & Event Coordinator

Cathy joined Asset Advisory Services, Inc., in September 2011. Cathy handles service calls, tracks service issues, and inputs customer data information. She maintains the calendar and schedules all appointments.

Cathy's favorite part of her job is being responsible for all aspects of the client events hosted by the firm each year.

Originally from Charlotte, North Carolina, Cathy is active in the community and enjoys volunteering for various charitable organizations. She also enjoys playing mahjong and spending time with her family and friends.

Laura Meyer

Front Office Administrator

Laura joined Asset Advisory Services, Inc., in February 2018. As the firm's receptionist and front desk administrator, she is our first point of client contact. She greets all clients, directs all calls and processes all correspondence. She assists with appointment scheduling and provides clerical support to the team.

A recent Florida transplant from New York, Laura has a bachelor’s degree in mass communications from Emerson College. With 30 years' experience in corporate human resources data systems management, her administrative skills and seasoned professionalism are a welcome addition to the firm. Laura’s favorite part of the job is getting to know our clients, making their experience in the office pleasant and enjoyable.