Our Team

 

MEET THE TEAM

 

 

Asset Advisory Services was founded by Curt Francisco in 1980 to serve individuals and couples in the Jupiter-Tequesta area.
With a combined 75 years of financial planning experience, we have the knowledge and credentials to deliver whatever you need to plan for your future.

 

 

Curtis S. Francisco, CFP®, AIF®

Founder and President

As president of the firm he established in 1980 in the Jupiter-Tequesta area, Curt Francisco is a CERTIFIED FINANCIAL PLANNER™ practitioner, an Accredited Investment Fiduciary® (AIF®), and an Investment Adviser Representative of Commonwealth Financial Network®, a Waltham, Massachusetts, a registered investment advisor that provides the firm's array of financial fiduciary services to his clients.

Curt's favorite part of his job is filling the role of professional problem-solver for his clients and seeing his son's passion and knowledge in the business grow.

In addition, Curt has always felt strongly about taking part in the community in which he lives—as witnessed by his many years as a trustee of the Jupiter Medical Center Foundation, Inc., a founding member of the Palm Beach County Estate Planning Council, member of Kiwanis International, and an advisory board member of Florida Atlantic University's Honors College.

Well-known in the investment business and community affairs for now 38 years, his credentials include:

  • Bachelor of Arts (Cum Laude) from the State University of New York in Statistical Psychology
  • University of Connecticut—advanced certificates in pension planning and estate planning
  • CERTIFIED FINANCIAL PLANNER™ certification from the College for Financial Planning in Denver
  • Accredited Investment Fiduciary® designation from the Center of Fiduciary Studies, associated with the University of Pittsburgh
  • FINRA Series 7, 24, and 63 securities registrations
  • Florida 215 Health and Life Insurance Agent
  • Member of the Financial Planning Association
  • Member of the Financial Services Institute (FSI), an advocacy organization for independent financial services firms and independent financial advisors in Washington, DC
Chairman's Level
Curtis S. Francisco is proud to have been recognized as a Chairman’s Level advisor for 2015—a distinction attained by just over 3 percent of advisors affiliated with Commonwealth Financial Network.

Joseph C. Francisco, CFP®, AIF®

Wealth Advisor

Joseph Francisco joined Asset Advisory Services, Inc., in 2012. He is an Accredited Investment Fiduciary® (AIF®) and is an Investment Adviser Representative of Commonwealth Financial Network®, a registered investment advisor based in Waltham, Massachusetts, that provides the firm's array of  financial fiduciary services to his clients.

Joe's favorite part of his job is meticulously tending to his client's needs, seeing each unique situation as puzzle pieces that neatly come together.

With a steadily growing base of knowledge in financial planning, his credentials include:

  • CERTIFIED FINANCIAL PLANNER™ certification from the College for Financial Planning 
  • Bachelor of Arts (Cum Laude) from the University of South Florida St. Petersburg in political science
  • Accredited Investment Fiduciary® designation from the Center of Fiduciary Studies
  • FINRA Series 7 and 66 securities registrations
  • Florida 215 Health and Life Insurance Agent

Lori M. Colclasure, CFP®, CPA, RICP, CDFA

Wealth Advisor

Lori joined Asset Advisory Services, Inc., at the beginning of 2018 in order to add her valued expertise to the firm’s collective bench strength.

She has been working in South Florida for the past 30 years, assisting a wide range of clientele with accounting and wealth management services.

She earned a BS in accounting from American University, as well as her accounting master’s degree from Florida Atlantic University.

Well-versed in scaled wealth management and tax planning, her credentials include:

  • Bachelor of Science from American University in Accounting
  • Master of Science from Florida Atlantic University in Accounting
  • Certified Public Accountant (CPA)
  • CERTIFIED FINANCIAL PLANNER™ certification
  • Retirement Income Certified Professional (RICP)
  • Certified Divorce Financial Analyst (CDFA)
  • FINRA Series 7 and 66 securities registrations
  • Florida 215 Health and Life Insurance Agent

Lori obtained her certificate in financial planning from UCLA. She was involved with the Sudden Money Institute in Palm Beach Gardens, Florida, which provided her with a depth of knowledge to be an advisor for life transitions and other important financial planning needs.

Lori enjoys working with all of our clients, in all the phases of life they pass through. Whether they are young and new to the working world, are saving for a child’s college education, or planning their retirement, we play a critical role for them. Lori likes to get to know each client, understand their goals, and establish a trusted working relationship. Her objective is to efficiently plan and manage the transition from asset accumulation to asset decumulation in retirement. She is committed to helping our clients retire comfortably, and not have to worry about needing to retire more than once.

Lori is very active in her community, and she has been the captain of her tennis team for 20+ years. She is a dedicated yogi, a devoted wife, mother, and a loving grandmother to her two little girls.

Andrew J. Francisco, CFP®, AEP®, M.Ed.

Wealth Advisor

Andrew Francisco is an associate advisor to Asset Advisory Services, Inc. He is an agent of Commonwealth Financial Network®, a broker/dealer based in Waltham, Massachusetts, providing securities sales and service to his clients. Andrew’s client-centered approach brings his master's degree in education to bear to enhance client understanding and confidence in their financial futures. 

With a rapidly growing base of knowledge in financial planning, his credentials currently include:

  • CFP®
  • AEP®
  • Bachelor of Science with Distinction from Indiana University in Social Sciences Education
  • Master's of Education with Honors from Liberty University in Learning and Teaching
  • FINRA Series 7 securities registrations

Mary Moran

Director of Operations

Sasha Todd

Operations Administrator

Sasha joined Asset Advisory Services, Inc., in November 2021. She provides assistance to the advisors by opening accounts, transferring funds, and maintaining client files. 

Sasha was born and raised in Jupiter, Florida. She has a bachelor’s degree in business administration from Flagler College.

Sasha was recently married and enjoys spending time with her family and friends. She loves to travel and be anywhere by the water.

Cathy Marshall

Customer Service & Event Coordinator

Cathy joined Asset Advisory Services, Inc., in September 2011. Cathy handles service calls, tracks service issues, and inputs customer data information. She maintains the calendar and schedules all appointments.

Cathy's favorite part of her job is being responsible for all aspects of the client events hosted by the firm each year.

Originally from Charlotte, North Carolina, Cathy is active in the community and enjoys volunteering for various charitable organizations. She also enjoys playing mahjong and spending time with her family and friends.

Elizabeth Satern

Front Office Administrator

Elizabeth joined Asset Advisory Services, Inc., in November 2021. She supports the advisors by answering phone calls, scheduling appointments, and various other administrative tasks. 

Elizabeth has a bachelor’s degree in marketing from Taylor University. Prior to this role, she provided administrative support at hedge funds in the area. 

Elizabeth is originally from the Chicago suburbs, and she enjoys reading, pickleball, and volunteering at her church.