Joseph C. Francisco, CFP®, AEP®, AIF®
Wealth Advisor
Joe Francisco joined Asset Advisory Services, Inc., in 2012. He is a CERTIFIED FINANCIAL PLANNER® Professional and is an Investment Adviser Representative of Commonwealth Financial Network®, a registered investment adviser based in Waltham, Massachusetts, that provides the firm's array of fiduciary services to his clients.
Joe’s client-centered approach brings his education to bear to enhance client understanding and confidence in their financial futures. With a steadily growing base of knowledge in financial planning, his credentials include:
- CERTIFIED FINANCIAL PLANNER® Professional
- Accredited Estate Planner (AEP®)
- Accredited Investment Fiduciary® (AIF®)
- Bachelor of Arts (Cum Laude) from the University of South Florida — St. Petersburg in Political Science
- FINRA Series 7 and 66 securities registrations
- Florida 215 Health and Life Insurance Agent
Lori M. Colclasure, CFP®, CPA, RICP, CDFA
Wealth Advisor
Lori joined Asset Advisory Services, Inc., at the beginning of 2018 in order to add her valued expertise to the firm’s collective bench strength.
She has been working in South Florida for the past 30 years, assisting a wide range of clientele with accounting and wealth management services.
She earned a BS in accounting from American University, as well as her accounting master’s degree from Florida Atlantic University.
Well-versed in scaled wealth management and tax planning, her credentials include:
- Bachelor of Science from American University in Accounting
- Master of Science from Florida Atlantic University in Accounting
- Certified Public Accountant (CPA)
- CERTIFIED FINANCIAL PLANNER® certification
- Retirement Income Certified Professional (RICP)
- Certified Divorce Financial Analyst (CDFA)
- FINRA Series 7 and 66 securities registrations
- Florida 215 Health and Life Insurance Agent
Lori obtained her certificate in financial planning from UCLA. She was involved with the Sudden Money Institute in Palm Beach Gardens, Florida, which provided her with a depth of knowledge to be an advisor for life transitions and other important financial planning needs.
Lori enjoys working with all of our clients, in all the phases of life they pass through. Whether they are young and new to the working world, are saving for a child’s college education, or planning their retirement, we play a critical role for them. Lori likes to get to know each client, understand their goals, and establish a trusted working relationship. Her objective is to efficiently plan and manage the transition from asset accumulation to asset decumulation in retirement. She is committed to helping our clients retire comfortably, and not have to worry about needing to retire more than once.
Lori is very active in her community and has been the captain of her tennis team for 20+ years. She is a dedicated yogi, a devoted wife, mother, and a loving grandmother to her two little girls.
Andrew J. Francisco, CFP®, AEP®, M.Ed.
Wealth Advisor
Andrew Francisco has always been passionate about educating and supporting families since long before his transition from teaching Economics to Wealth Management. Today, he is a pragmatic, dedicated Vice President and owner at Asset Advisory Services, Inc.
As a Registered Representative and Investment Adviser Representative of Commonwealth Financial Network®, a broker/dealer based in Waltham, Massachusetts, he’s highly experienced in providing securities sales and service to his clients.
Andrew’s client-centered approach is especially effective thanks to his Masters degree in Education, allowing his clients a far deeper level of understanding and confidence in their financial futures.
With an ever-growing base of knowledge in financial planning, his credentials currently include:
- CERTIFIED FINANCIAL PLANNER® Professional
- Accredited Estate Planner (AEP®)
- Master’s of Education with Honors from Liberty University in Learning and Teaching
- Bachelor of Science with Distinction from Indiana University in Social Sciences Education
- FINRA Series 7, 66, and 24 securities registrations
- Florida 215 Health and Life Insurance Agent
*2024 Forbes Top Next-Gen Wealth Advisors - created by SHOOK Research. Presented in Aug 2024 based on data gathered from March 2023 to March 2024. 4,081 Advisors were considered, 1,621 Advisors were recognized. Not indicative of advisor’s future performance. Your experience may vary. Click here for more award information.
Mary Moran
Director of Operations
Sasha Windle
Operations Administrator
Sasha joined Asset Advisory Services, Inc., in November 2021. She provides assistance to the advisors by opening accounts, transferring funds, and maintaining client files.
Sasha was born and raised in Jupiter, Florida. She has a bachelor’s degree in business administration from Flagler College.
Sasha was recently married and enjoys spending time with her family and friends. She loves to travel and be anywhere by the water.
Angela Hackley
Front Office Administrator
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